/* ======================================================
   BANDHAN ENTERPRISES - V4 PREMIUM
   Mobile First Responsive CSS
====================================================== */

:root{

--primary:#0d6efd;
--secondary:#0b1f45;
--accent:#ffc107;
--success:#16a34a;
--light:#f8fafc;
--dark:#111827;
--white:#ffffff;
--text:#4b5563;
--radius:20px;
--shadow:0 15px 45px rgba(0,0,0,.12);

}

*{

margin:0;
padding:0;
box-sizing:border-box;

}

html{

scroll-behavior:smooth;

}

body{

font-family:'Poppins',sans-serif;
background:#f5f7fb;
color:var(--dark);
overflow-x:hidden;

}

img{

max-width:100%;
display:block;

}

a{

text-decoration:none;

transition:.3s;

}

section{

padding:80px 0;

}



/* ==========================
LOADER
========================== */

#loader{

position:fixed;
inset:0;
background:var(--primary);
display:flex;
justify-content:center;
align-items:center;
z-index:999999;

}

.loader{

width:70px;
height:70px;
border-radius:50%;
border:6px solid rgba(255,255,255,.25);
border-top:6px solid #fff;
animation:spin .9s linear infinite;

}

@keyframes spin{

100%{

transform:rotate(360deg);

}

}



/* ==========================
HEADER
========================== */

.top-header{

position:fixed;
top:0;
left:0;
right:0;
z-index:9999;
background:rgba(255,255,255,.95);
backdrop-filter:blur(18px);
box-shadow:0 5px 25px rgba(0,0,0,.08);

}

.header-inner{

display:flex;
align-items:center;
justify-content:space-between;
padding:14px 0;

}

.brand img{

height:55px;

}

.header-right{

display:flex;
align-items:center;
gap:12px;

}

.call-btn,
.whatsapp-btn,
.apply-btn{

padding:12px 22px;
border-radius:50px;
font-weight:600;
display:flex;
align-items:center;
gap:8px;

}

.call-btn{

background:#eef5ff;
color:var(--primary);

}

.whatsapp-btn{

background:#25D366;
color:#fff;

}

.apply-btn{

background:linear-gradient(135deg,#ffb400,#ffcc00);
color:#000;
font-weight:700;

box-shadow:0 12px 35px rgba(255,193,7,.35);

}

.apply-btn:hover{

transform:translateY(-3px);

}



/* ==========================
HERO
========================== */

.hero-section{

position:relative;
min-height:100vh;
display:flex;
align-items:center;
justify-content:center;
overflow:hidden;

}

.hero-video,
.hero-image{

position:absolute;
top:0;
left:0;
width:100%;
height:100%;
object-fit:cover;

}

.hero-overlay{

position:absolute;
inset:0;

background:

linear-gradient(

rgba(8,15,40,.75),

rgba(8,15,40,.75)

);

}

.hero-content{

position:relative;
z-index:5;
text-align:center;
color:#fff;
max-width:900px;
padding:25px;

}

.hero-logo{

width:160px;
height:160px;
margin:auto;
margin-bottom:30px;

background:rgba(255,255,255,.15);

backdrop-filter:blur(15px);

border-radius:50%;

display:flex;

justify-content:center;

align-items:center;

box-shadow:0 20px 45px rgba(0,0,0,.25);

}

.hero-logo img{

max-width:80%;

}

.hero-content h1{

font-size:56px;
font-weight:800;
line-height:1.2;
margin-bottom:20px;

}

.hero-content p{

font-size:20px;
line-height:1.9;
opacity:.95;
margin-bottom:35px;

}

.hero-buttons{

display:flex;
justify-content:center;
gap:15px;
flex-wrap:wrap;

}

.hero-buttons .btn{

padding:16px 34px;

border-radius:50px;

font-weight:700;

font-size:18px;

}



/* ==========================
SECTION TITLE
========================== */

.section-title{

text-align:center;
margin-bottom:60px;

}

.section-title h2{

font-size:42px;
font-weight:800;
color:var(--secondary);

}

.section-title p{

font-size:18px;
color:#666;
margin-top:10px;

}

/* ======================================================
   LOAN CARDS
====================================================== */

.loan-section{

background:#fff;

}

.loan-card{

background:#fff;

border-radius:24px;

padding:35px 25px;

text-align:center;

height:100%;

border:1px solid #eef2f7;

box-shadow:0 15px 40px rgba(0,0,0,.06);

transition:.35s;

position:relative;

overflow:hidden;

}

.loan-card::before{

content:"";

position:absolute;

top:0;

left:0;

width:100%;

height:5px;

background:linear-gradient(90deg,#0d6efd,#00b4ff);

}

.loan-card:hover{

transform:translateY(-10px);

box-shadow:0 30px 60px rgba(13,110,253,.18);

}

.loan-icon{

width:90px;

height:90px;

margin:auto;

border-radius:50%;

display:flex;

justify-content:center;

align-items:center;

font-size:38px;

color:#fff;

background:linear-gradient(135deg,#0d6efd,#4e8cff);

margin-bottom:20px;

}

.loan-card h5{

font-size:22px;

font-weight:700;

margin-bottom:12px;

}

.loan-card p{

font-size:15px;

color:#666;

line-height:1.7;

}



/* ======================================================
   WHY CHOOSE US
====================================================== */

.why-us{

background:#f8fbff;

}

.feature-box{

background:#fff;

padding:35px 25px;

border-radius:24px;

text-align:center;

height:100%;

transition:.35s;

box-shadow:0 15px 35px rgba(0,0,0,.06);

}

.feature-box:hover{

transform:translateY(-8px);

box-shadow:0 30px 60px rgba(0,0,0,.10);

}

.feature-box i{

font-size:52px;

margin-bottom:20px;

color:#0d6efd;

}

.feature-box h5{

font-weight:700;

margin-bottom:12px;

}

.feature-box p{

font-size:15px;

color:#666;

}



/* ======================================================
   COUNTER
====================================================== */

.stats-section{

background:linear-gradient(135deg,#0d6efd,#003f88);

color:#fff;

}

.counter-box{

padding:30px;

}

.counter{

font-size:58px;

font-weight:800;

margin-bottom:10px;

}

.counter-box p{

font-size:18px;

opacity:.95;

}



/* ======================================================
   PROCESS
====================================================== */

.process-section{

background:#fff;

}

.step-card{

background:#fff;

padding:35px 25px;

border-radius:24px;

text-align:center;

position:relative;

height:100%;

border:1px solid #edf1f6;

box-shadow:0 15px 40px rgba(0,0,0,.05);

transition:.35s;

}

.step-card:hover{

transform:translateY(-8px);

}

.step-number{

position:absolute;

top:-18px;

left:50%;

transform:translateX(-50%);

width:42px;

height:42px;

border-radius:50%;

background:#ffc107;

font-weight:700;

display:flex;

justify-content:center;

align-items:center;

}

.step-card i{

font-size:50px;

margin:30px 0 20px;

color:#0d6efd;

}

.step-card h5{

font-weight:700;

margin-bottom:12px;

}

.step-card p{

color:#666;

}



/* ======================================================
   EMI CARD
====================================================== */

.emi-section{

background:#eef5ff;

}

.emi-form{

background:#fff;

padding:40px;

border-radius:25px;

box-shadow:0 20px 60px rgba(0,0,0,.08);

}

.emi-form h2{

font-weight:800;

margin-bottom:35px;

}

.emi-form label{

font-weight:600;

margin-bottom:10px;

display:block;

}

.emi-form h5{

font-weight:700;

color:#0d6efd;

margin-top:10px;

}

.emi-result{

background:linear-gradient(135deg,#0d6efd,#3d82ff);

color:#fff;

padding:45px;

border-radius:25px;

height:100%;

display:flex;

flex-direction:column;

justify-content:center;

box-shadow:0 25px 60px rgba(13,110,253,.25);

}

.emi-result h4{

opacity:.9;

}

.emi-result h1{

font-size:60px;

font-weight:800;

margin:20px 0;

}

.emi-result h5{

margin-bottom:18px;

font-weight:600;

}

.emi-result .btn{

margin-top:20px;

font-weight:700;

border-radius:50px;

padding:15px;

}



/* ======================================================
   RANGE SLIDER
====================================================== */

.form-range{

height:8px;

cursor:pointer;

}

.form-range::-webkit-slider-thumb{

background:#0d6efd;

width:22px;

height:22px;

border-radius:50%;

}



/* ======================================================
   ANIMATION
====================================================== */

.loan-card,

.feature-box,

.step-card,

.emi-form,

.emi-result{

transition:.35s;

}

.loan-card:hover,

.feature-box:hover,

.step-card:hover{

transform:translateY(-8px);

}

/* ======================================================
   PARTNERS
====================================================== */

.partners-section{
background:#fff;
overflow:hidden;
}

.partners-slider{
overflow:hidden;
position:relative;
}

.partners-track{
display:flex;
gap:20px;
width:max-content;
animation:partnerSlide 30s linear infinite;
}

.partners-slider:hover .partners-track{
animation-play-state:paused;
}

.partner-logo{

min-width:220px;

height:90px;

display:flex;

align-items:center;

justify-content:center;

background:#fff;

border-radius:20px;

font-weight:700;

font-size:18px;

border:1px solid #edf2f7;

box-shadow:0 15px 35px rgba(0,0,0,.05);

transition:.35s;

}

.partner-logo:hover{

background:#0d6efd;

color:#fff;

transform:translateY(-6px);

}

@keyframes partnerSlide{

0%{

transform:translateX(0);

}

100%{

transform:translateX(-50%);

}

}



/* ======================================================
TESTIMONIAL
====================================================== */

.testimonial-section{

background:#f8fbff;

}

.testimonial-card{

background:#fff;

padding:35px;

border-radius:24px;

box-shadow:0 20px 50px rgba(0,0,0,.06);

height:100%;

transition:.35s;

}

.testimonial-card:hover{

transform:translateY(-8px);

}

.stars{

font-size:22px;

color:#ffc107;

margin-bottom:20px;

}

.testimonial-card p{

line-height:1.8;

color:#555;

}

.testimonial-card h5{

margin-top:20px;

font-weight:700;

}



/* ======================================================
FAQ
====================================================== */

.faq-section{

background:#fff;

}

.accordion-item{

border:none;

margin-bottom:18px;

border-radius:18px!important;

overflow:hidden;

box-shadow:0 10px 30px rgba(0,0,0,.06);

}

.accordion-button{

padding:22px;

font-weight:700;

}

.accordion-button:not(.collapsed){

background:#0d6efd;

color:#fff;

}

.accordion-body{

padding:25px;

line-height:1.8;

color:#555;

}



/* ======================================================
CONTACT
====================================================== */

.contact-section{

background:#eef5ff;

}

.contact-card{

background:#fff;

padding:35px;

text-align:center;

border-radius:24px;

box-shadow:0 15px 35px rgba(0,0,0,.06);

height:100%;

transition:.35s;

}

.contact-card:hover{

transform:translateY(-8px);

}

.contact-card i{

font-size:48px;

color:#0d6efd;

margin-bottom:18px;

}

.contact-card h5{

font-weight:700;

margin-bottom:10px;

}

.address-box{

margin-top:40px;

padding:30px;

background:#fff;

border-radius:20px;

text-align:center;

font-size:18px;

box-shadow:0 15px 35px rgba(0,0,0,.06);

}

.address-box i{

color:#dc3545;

margin-right:8px;

}



/* ======================================================
FOOTER
====================================================== */

.footer{

background:#07162f;

color:#fff;

padding:60px 0 110px;

}

.footer h4{

font-weight:800;

margin-bottom:12px;

}

.footer p{

opacity:.9;

}

.developer{

margin-top:18px;

font-size:15px;

}

.developer-link{

color:#ffc107;

font-weight:700;

animation:glow 1.6s infinite alternate;

}

.developer-link:hover{

color:#fff;

}

@keyframes glow{

from{

text-shadow:0 0 5px #ffc107;

}

to{

text-shadow:0 0 20px #ffc107;

}

}



/* ======================================================
FLOATING BUTTONS
====================================================== */

.floating-whatsapp{

position:fixed;

right:18px;

bottom:20px;

width:65px;

height:65px;

background:#25D366;

border-radius:50%;

display:flex;

justify-content:center;

align-items:center;

font-size:30px;

color:#fff;

z-index:9999;

box-shadow:0 15px 40px rgba(0,0,0,.20);

animation:pulse 2s infinite;

}

@keyframes pulse{

0%{

transform:scale(1);

}

50%{

transform:scale(1.08);

}

100%{

transform:scale(1);

}

}

.mobile-apply-bar{

display:none;

position:fixed;

left:0;

right:0;

bottom:0;

background:#fff;

padding:12px;

box-shadow:0 -5px 25px rgba(0,0,0,.12);

z-index:9998;

}

.mobile-apply-bar .btn{

border-radius:15px;

font-size:18px;

font-weight:700;

padding:14px;

}



/* ======================================================
SCROLL TO TOP
====================================================== */

.scroll-top{

position:fixed;

right:18px;

bottom:100px;

width:52px;

height:52px;

border:none;

border-radius:50%;

background:#0d6efd;

color:#fff;

font-size:20px;

cursor:pointer;

opacity:0;

visibility:hidden;

transition:.35s;

z-index:9998;

}

.scroll-top.show{

opacity:1;

visibility:visible;

}



/* ======================================================
RESPONSIVE
====================================================== */

@media(max-width:992px){

.hero-content h1{

font-size:38px;

}

.hero-content p{

font-size:17px;

}

.hero-logo{

width:120px;

height:120px;

}

.section-title h2{

font-size:32px;

}

.counter{

font-size:42px;

}

.partner-logo{

min-width:170px;

}

}

@media(max-width:768px){

.top-header{

padding:6px 0;

}

.brand img{

height:42px;

}

.call-btn span,

.whatsapp-btn span{

display:none;

}

.call-btn,

.whatsapp-btn{

padding:10px 12px;

}

.apply-btn{

padding:10px 18px;

font-size:14px;

}

.hero-section{

min-height:85vh;

}

.hero-buttons{

flex-direction:column;

}

.hero-buttons .btn{

width:100%;

}

.loan-card,

.feature-box,

.step-card{

padding:25px 18px;

}

.emi-form{

padding:25px;

}

.emi-result{

margin-top:25px;

padding:30px;

}

.mobile-apply-bar{

display:block;

}

.footer{

padding-bottom:130px;

}

.floating-whatsapp{

bottom:88px;

width:58px;

height:58px;

font-size:28px;

}

.scroll-top{

bottom:155px;

}

}

@media(max-width:480px){

.hero-content h1{

font-size:28px;

}

.hero-content p{

font-size:15px;

}

.hero-logo{

width:95px;

height:95px;

}

.section-title h2{

font-size:24px;

}

.partner-logo{

min-width:150px;

font-size:15px;

}

.counter{

font-size:34px;

}

.emi-result h1{

font-size:42px;

}

}

.btn{
position:relative;
overflow:hidden;
}

.ripple{
position:absolute;
border-radius:50%;
transform:scale(0);
background:rgba(255,255,255,.35);
animation:ripple .6s linear;
pointer-events:none;
}

@keyframes ripple{
to{
transform:scale(4);
opacity:0;
}
}